Clutch makes it easy to earn points on the spending you already do—especially rent. Here's a full breakdown of how you can earn Clutch Rewards and how to get the most out of them.
1. Earn Points Every Time You Pay Rent
Rent is your biggest recurring expense—and with Clutch, it finally pays off.
You earn base rent points on every rent payment made through the app, regardless of payment method:
| Payment Frequency Base Points Earned |
Weekly | 250 points |
Fortnightly | 500 points |
Monthly | 1,000 points |
Rewards are capped at 1,000 base rent points per month
You’ll see your pending points after your rent payment is successfully sent
Your points will clear into your account when you make at least 5 non-rent, linked card purchases within the month
You can use PayTo or credit/debit cards to pay rent—both earn the same rewards
PayTo is fee-free, while card payments include a pass-through fee
Tip: Check rent processing times and schedule your rent ahead of due dates to ensure smooth processing and on-time rewards.
2. Earn on Everyday Spend at Clutch Merchants
Link your everyday debit or credit card to Clutch, and you’ll earn points automatically when you shop at Clutch partner merchants, both online and in-store.
No scanning, no receipts—just shop as usual
Points vary by merchant and offer (e.g. 3x, 5x, or bonus points)
New merchants and offers are added regularly in the app
Tip: Be sure to make at least 5 monthly purchases within the Clutch network to qualify for your rent rewards—these can be anything from your morning coffee, dinner bill or anything else that you already buy PLUS you’ll earn extra rewards for those purchases.
3. Multiply Rewards and get additional benefits with Tier Progression
Your base rent points can be multiplied up to 10x based on your tier—which is determined by how much you spend with Clutch merchants.
Make at least 5 qualifying linked card purchases that post in the same month to unlock your rent points
The more you spend in your membership year, the higher your tier
Higher tiers unlock rent multipliers, letting you earn up to 10,000 rent points per month
Tier upgrades happen automatically as your eligible spend grows
Example: If you’re in the Gold Tier and have a 4x multiplier, your 1,000 base rent points become 4,000 total points per month.
Summary: Ways to Earn
- Pay rent through Clutch (PayTo or card)
- Link your credit and debits cards and spend at least 5 times each month with partner merchants
- Progress through tiers to multiply rent rewards and get bonus benefits
Everything you earn shows up in your activity, along with a breakdown of where your points came from.