🏆 How Clutch Rewards Works

Clutch turns your rent and everyday spending into real rewards. It’s designed to help renters like you get more value out of the money you’re already spending—without changing your lifestyle.

Here’s how it works:

1. Pay Your Rent Through Clutch

Your rent is likely your biggest monthly expense—and now it can earn you rewards. When you set up and pay rent through the Clutch app (using PayTo or credit/debit card), you earn base rent points every month.

• Weekly payments → 250 points

• Fortnightly → 500 points

• Monthly → 1,000 points

• Rent rewards are capped at 1,000 base points per month

• Rewards are added within 24 hours of a successful payment

Pro tip: Use PayTo to avoid fees—Clutch passes through card processing costs but doesn’t monetise rent payments.

2. Earn More by Spending Locally and Online With Partner Merchants

Clutch isn’t just about rent—you earn additional rewards every time you shop at participating merchants with a linked card.

• Just link your existing debit or credit card(s) once

• We don’t charge your card—just track and reward qualifying purchases

• Shop at Clutch merchants (online or in-store)

• Get points automatically—no need to scan or upload receipts

• Make at least 5 card-linked purchases that post in the current month to get your rent points

3. Multiply Your Rewards with Tier Progression

Your Clutch account includes a tier system that boosts your rewards based on your activity.

• The more you spend at merchants in a your membership year the higher your tier

• Higher tiers = bigger reward multipliers on rent and other bonus perks

• You can earn up to 10x your base rent points—up to 10,000 points per month

Rent + spend smart = serious points potential.

4. Redeem for What You Love

Once you’ve built up your points, you can instantly redeem them directly in the Clutch app for high-value rewards, including:

• Future rent payments – use points to reduce your next rent bill

• Shopping discounts – unlock deals and savings at participating merchants

• Travel bookings – book flights, hotels, experiences, and more with Clutch Travel

Redemptions are quick, flexible, and designed to fit your lifestyle—whether you’re saving on rent or planning your next getaway.

5. All Safe and Secure

Clutch uses encrypted payment rails, secure card-linking technology, and clear opt-in permissions. You’re always in control of what you share and how you spend.

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